Valu Finance

Your Complete
Financial Companion

Manage your money seamlessly. From instant transfers and NUBAN accounts to automated bill payments and ecosystem-wide checkout.

Create Free Wallet Explore Features

Everything You Need, In One Place

Your Valu wallet acts as the central financial ledger for the entire ecosystem.

Instant Transfers

Send money to any Nigerian bank account instantly for free, or to another Valu wallet for just ₦10.

Airtime & Data

Top up MTN, Airtel, Glo, and 9mobile instantly. Buy data bundles at cost price with absolutely zero hidden fees.

Utility Bills

Pay electricity bills (all DisCos supported) and renew your Cable TV (DSTV, GOtv, StarTimes) seamlessly.

Dedicated NUBAN

Every wallet comes with a dedicated NUBAN account number. Receive funds from anyone, anywhere in Nigeria.

Savings Goals

Create custom savings goals for rent, travel, or emergencies and automate your deposits to hit them faster.

Ecosystem Payments

Use your wallet balance directly on CURA for healthcare or ServiceKonnect to pay artisans. One balance, endless utility.

Why Choose Valu Wallet?

  • Bank-Grade Security

    Your funds are protected by enterprise-level encryption and real-time fraud monitoring.

  • 99.9% Uptime

    Powered by robust financial infrastructure, ensuring your transfers and payments go through every time.

  • No Hidden Fees

    We believe in absolute transparency. View our pricing page to see exactly what you pay.

Start Transacting Today

Open your Valu Wallet in less than 3 minutes. Just verify your BVN/NIN and get your dedicated account number instantly.

Get Your NUBAN Now

Frequently Asked Questions

Are there maintenance fees for the wallet?
No. There are no monthly maintenance fees, no card maintenance fees, and no hidden charges to keep your wallet active.
How much does a transfer cost?
Transfers to Nigerian bank accounts are completely free. Transfers to other Valu Wallets cost a flat fee of ₦10 regardless of the amount.
Can I use my wallet balance on CURA?
Yes! Your Valu Wallet acts as your single financial ledger across the entire Valu ecosystem. You can seamlessly pay for medical services on CURA or artisans on ServiceKonnect using your wallet balance.

Ready to Take Control of Your Finances?

Join thousands of users managing their digital lives on the Valu platform.

Create Free Account