Terms of Use & Privacy Policy

Terms of Use

Welcome to Valu. By using our services, you agree to these terms. Please read them carefully.

1. Acceptance of Terms

By accessing or using Valu, you confirm that you can form a binding contract with us and that you agree to comply with these terms. If you do not agree to these terms, you must not access or use our services.

2. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate, current, and complete information during the registration process. You are solely responsible for all activities that occur under your account.

3. Services & Payments

Valu provides an ecosystem for financial transactions and professional service connections. All payments made through the platform are processed via our secure payment partners. You agree to pay all fees associated with your use of the services as described on the platform.

4. Prohibited Activities

You may not use Valu for any illegal purpose, including fraud, money laundering, or the distribution of prohibited content. We reserve the right to suspend or terminate accounts that violate these policies.

Privacy Policy

Your privacy is important to us. This section explains how we handle your information.

1. Data Collection

We collect information such as your name, email, phone number, and transaction history to provide our services. We may also collect device information and location data to improve security and user experience.

2. How We Use Data

Your data is used to facilitate transactions, verify identity, prevent fraud, and communicate important updates. We do not sell your personal information to third parties.

3. Data Security

We use end-to-end encryption and industry-standard security protocols to protect your data. While we strive for absolute security, no system is entirely impenetrable, and we encourage users to maintain strong security practices.